by bob | Jan 24, 2026 | Home Insurance
How are home insurance premiums calculated? Several factors related to both your home, and you influence your home insurance rate. Your homes characteristics such as the age of your home, structure, build quality, location of your home, and the age of your roof can...
by bob | Oct 28, 2023 | Home Insurance
Why Did My Home and Auto Insurance Premium Increase SO Much? The insurance market is disrupted, and insurance companies are reacting harshly and quickly. Inflation is crippling insurance companies as carriers are losing pennies for every premium dollar they bring in....
by bob | Aug 12, 2022 | Home Insurance
Homeowner’s insurance which is also known as home insurance is a requirement for every homeowner. Apart from protecting your home and possessions against damage and theft, all mortgage companies require borrowers to have insurance for the full or fair value of a...
by bob | Aug 7, 2022 | Home Insurance
If you had a home fire that destroyed your home theater room and everything in it, will your homeowners insurance cover the cost of replacing your furniture and all your electronics? The answer: it depends. Actual Cash Value (ACV) If you have “Actual Cash Value”...
